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Sep 23, 20112 min read

Organize Checkbook and Receipts

There are many ways to track income and expenses. You can use a check register, pen and paper, Excel, a software program, etc. The point...

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Sep 18, 20112 min read

Helping Kids Use a Budget

It is never too early to start a budget. When your kids are young, they are listening to you and watching what you do. You are their...

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Sep 11, 20111 min read

Budgeting Without Credit Cards

What is life like without credit cards? Less stressful! I only use them on occasion to book travel. Otherwise I pay cash that has been...

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Aug 27, 20112 min read

Christmas Fund

It is time to start planning ahead. There are 14 weeks until Black Friday. I was prepared in advance a few times in the past and the...

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Aug 19, 20112 min read

Budgeting With Coupons

Coupons have become all the rage and if you haven’t been using them, you are spending more money than necessary. Money goes a lot further...

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Aug 15, 20112 min read

Setting Up Your Basic Budget

In an earlier blog I talked about budgeting and dividing your income into categories while assigning a percentage for each. This was...

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Bookkeeping & Personal Financial Services